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How is the amount of monthly SSD payments figured?

People in Atlanta who apply for Social Security disability benefits often aren't aware of how the amount of disability payments is calculated. Regardless of how severe your disability is, the amount of monthly benefits will be determined by looking at how much you were earning when you were working.

Another thing to consider is that going back to work doesn't necessarily mean your disability benefits will end. If you think you might be able to work but aren't sure, you shouldn't have to worry about losing your benefits and then applying again. That is why the Social Security Administration allows for trial work periods, during which people can continue to get SSD payments while working.

It may also be possible for SSD recipients to keep their medical benefits while working again. Speaking with an attorney about these matters is a good step toward understanding the possibilities.

Since monthly SSD payments are figured by looking at work income, for some people it may be possible to receive higher payments after they return to work. That is, if the return to work brought in a higher income than the previous time of employment.

The SSD program is available to people who have paid into the system by deductions from their pay checks. The Supplemental Security Income program is available to people who don't have a work history that involved paying into the SSD program. To find out more about the SSD and SSI programs, please visit our Atlanta Social Security site. Our firm helps people get the benefits they need and deserve.

Source:, "Social Security Q&A: Aug. 23, 2013," Aug. 23, 2013

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