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Could I lose my SSDI benefits?

We often discuss the challenges of applying for Social Security disability benefits in this blog. People often struggle with figuring out how to navigate the system, what to include with an application and what options they have if their application is ultimately denied.

However, as much of a relief as it can be to get approved for disability benefits and start receiving the much-needed financial support, the fact is that these payments are not guaranteed to last forever. In fact, there are several situations in which a person could lose their benefits.

Some situations are understandable. For instance, if your condition is temporarily disabling and you eventually recover, you may no longer meet the criteria for being disabled. Similarly, if you are able to go back to work in a meaningful capacity, you may no longer qualify for benefits. In these situations, it makes sense that SSDI benefits could be suspended.

However, there are some potentially surprising situations that can lead to a loss of benefits.

For example, did you know that an influx in other sources of income could stop your benefits? This might include receiving alimony from an ex-spouse or an influx in earnings for your current spouse.

You could also lose your benefits if you are convicted of a crime and sentenced to prison or jail.

Further, your benefits could be reduced if you owe money to the government in the form of loans or tax debt. The government may also take a portion of your benefits if you are behind on child support.

It can be easy to assume that securing benefits in the first place is the biggest battle you will face when it comes to disability benefits. However, the challenges don't stop just because you start receiving payments. There are situations that can put your payments in jeopardy for which you may not be prepared.

If you have questions or concerns about factors that could impact your SSDI payments, it can be wise to discuss the situation with an attorney to gain a clearer understanding of your options and what you may be able to do to protect your benefits.

Source: Daily Finance, "How You Can Lose Your Social Security Benefits," June 17, 2015

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