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Understanding closed-end period disability options

A closed-end period of disability is a period of disability with definite beginning and end dates determined at the time of the disability decision. A closed-end period of disability may be available if the applicant was disabled or blind for a continuous period of 12 months or greater but is no longer disabled at the time the disability decision is made.

Evidence must be provided for a determination of disability and that the applicant is no longer disabled. Evidence establishing a closed-end period of disability must be provided to establish the onset date of disability, that the duration requirement is met and the date the disability ended. Certain standards are used to determine when the disability ceased.

The duration requirement period begins when the applicant is unable to engage in gainful activity for a continuous period as a result of medically determined impairments. There are significant complexities associated with closed-end period disability and exclusions can apply which is why it is important to understand Social Security disability options as thoroughly as possible. In general, disability may be available to individuals who are unable to work because of a medical condition that is expected to last longer than 12 months or to result in death. Disabled applicants must also have sufficient work history or seek to qualify for a different program such as Supplemental Security Income.

Living with a disability is challenging for many Americans and their families. Because of the great impact disabilities can have on individuals and families, it is important to be aware of all the resources that may be available to help, including Social Security disability options and closed-end disability.

Source: Social Security Administration, "DI 25510.001 Closed Period of Disability," Accessed July 25, 2016

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